The Capital for Communities Fund addresses a root cause of poverty and social injustice by providing financing for economic activities of low-income Latin Americans with little access to commercial credit.
The Capital Communities Fund operates by channeling funds from socially responsible investors to Latin American non-governmental organizations (partner agencies) that specialize in providing credit to marginalized sectors. These are self-sustaining, non-profit microfinance institutions with years of experience lending to the poor in Nicaragua, Guatemala, El Salvador, and Honduras.
Like the roots of a coffee plant, individual investors send resources to the Capital for Communities Fund. The Capital for Communities Fund works as the trunk of the plant, channeling resources from its roots, the investors, to its fruit, the productive enterprises of low-income borrowers. The Capital for Communities Fund partners with a variety of Latin American organizations which serve as branches for administering microloans to thousands of individual Latin Americans.
Who benefits?
An investment in the Capital for Communities Fund serves many purposes. First, it responds to the very high demand for credit in Latin America. Also, it offers loans to low-income borrowers who cannot obtain credit from conventional sources. Finally, it enables you to become an active partner in the process of community-based economic development in Nicaragua.
Loans to farmers, cooperatives and small businesses benefit whole communities as funds circulate at the local level. A farmer, cooperative or small business that receives a loan buys goods and services and employs other people, furthering the community benefits of the loan.
Thus even a small investment can have a tremendous impact. Your loan can generate employment and allow Latin Americans to feed their families and contribute to their communities.
Your investment makes you a partner and participant in international economic development. The people of Latin America are not asking for charity - just the opportunity to produce and earn a fair wage.
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